Sale & Purchase Agreement (SPA) Dubai Off-Plan — What You Sign in 2026
offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.
What a Dubai off-plan SPA contains
- Parties & unit details — buyer passport, developer entity, plot/tower/unit number, floor plan, total area (suite + balcony).
- Price & payment schedule — total AED, instalment table tied to construction milestones (e.g. 10% on booking, 10% on 20% completion).
- Handover date — "anticipated" completion + standard 12-month tolerance under RERA.
- Fees — DLD 4%, Oqood AED 3,000, NOC at handover, service-charge estimate.
- Default & termination — late-payment penalties (typically 1–2% per month overdue), cancellation per Law No. 8/2007.
- Snagging & defects — 30-day snag list post-handover, 1-year structural warranty, 10-year MEP under Dubai's defect-liability rules.
Clauses worth negotiating
- Delay penalty above the standard 12-month grace
- Allocated parking number (not "subject to availability")
- Assignment fee cap (resale before handover — usually 2–4% of price)
- Right of first refusal waiver if you want to flip pre-handover
Related
Next step
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Frequently asked questions
When do I sign the SPA in Dubai?
After you sign the reservation form and pay the booking deposit (5–10%). The SPA is typically issued within 14–30 days and must be returned signed before the unit moves to Oqood registration.
Can I cancel after signing the SPA?
Yes, but with consequences. If you cancel before 40% project completion, RERA Law No. 8 of 2007 lets the developer keep up to 30% of the purchase price. After 80% completion, the developer may keep up to 40%. Force-majeure cancellation is rare.
What if the developer delays handover?
Most SPAs allow a 12-month grace period beyond the anticipated date. Beyond that, you can demand a refund or a daily penalty (typically 0.05–0.1% of paid amounts per day). RERA arbitration is the enforcement path.
Do I need a lawyer to review the SPA?
Optional but recommended for purchases above AED 3M. For most launches the SPA is standard developer boilerplate; offplans.ai flags non-standard clauses (assignment fees, exclusivity, post-handover service-charge caps) before you sign.
Is the SPA in English or Arabic?
Both. The Arabic version is legally binding in UAE courts; the English version is a translation. Always confirm the English version matches what you negotiated.
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