DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·
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Dubai DLD 4% Transfer Fee Explained (2026)

offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.

Worked example — AED 1,500,000 unit

ItemAmount (AED)
DLD transfer fee (4%)60,000
DLD admin fee580
Oqood registration (off-plan only)3,000
Trustee fee (~)4,200
Total transfer day~67,780

Promotional waivers

Developers periodically offer "DLD waiver" promotions — Emaar and Damac have run them on selected towers. The developer still pays the DLD; the saving is real, not accounting.

Next step

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Frequently asked questions

Who pays the 4% DLD fee in Dubai?

The buyer pays the full 4% by law, regardless of nationality or residency. Some developers absorb it as a promotional 'DLD waiver' on selected off-plan units.

Is the DLD 4% fee the same for off-plan and ready?

Yes — 4% of purchase price either way. The difference is timing: at Oqood for off-plan, at trustee office for ready.

Are there any exemptions to the 4% DLD fee?

No general exemptions. Gift/inheritance transfers between first-degree relatives (parent-child, spouse) are charged at 0.125%.

Can the DLD fee be financed with a mortgage?

No — it must be paid in cash on transfer day. Banks do not include it in the loan principal.

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