DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·
offplans.ai

How Dubai Off-Plan Instalments Work (2026)

offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.

RERA forfeiture tiers (Law 19 / 2017)

Construction stageMax developer keeps
< 60% complete40% of unit price
60–80% complete50% of unit price
> 80% completeSale by auction, balance to buyer

Next step

Open the offplans.ai AI advisor for a private, RERA-licensed shortlist across 1,700+ UAE off-plan projects, or talk to a human broker on WhatsApp using the button below.

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Frequently asked questions

Milestone vs time-based — which is better?

Milestone protects the buyer (you only pay if the developer is building). Time-based is more predictable for cash-flow planning. Most modern plans (Emaar, Damac) are time-based with milestone backstops.

How do I pay off-plan instalments?

Manager's cheque, bank transfer, or postdated cheques into the project escrow account. Always confirm the escrow account number against the DLD Project Status portal before paying.

What happens if I miss a payment?

30-day grace, then ~8% pa penalty. After 60 days the developer can issue an SPA termination notice; RERA Law 19 of 2017 governs the forfeiture tiers — developer keeps 25–40% of payments depending on construction stage.

Can I prepay?

Yes in most SPAs; some developers offer a small discount (1–3%) for full prepayment. Check your SPA's prepayment clause.

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