DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·
offplans.ai

10/90 Payment Plan for Dubai Off-Plan

10% / 0% / 90%

offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.

On booking
10%
During build
0%
On handover
90%
Post-handover
—

Who this plan is best for

Cash-rich investors expecting capital appreciation before handover.

Example math

AED 1,500,000 unit → AED 150,000 booking + 4% DLD (AED 60,000). No further payment until handover (commonly 24–36 months later).

Pros

  • Lowest initial cash outlay during build
  • Maximum time for price uplift before paying the balance
  • Cleanest cap-rate analysis

Cons

  • AED 1.35M still due on handover day
  • Hardest to mortgage on handover if salary changes
  • Smallest discount vs higher commitment plans

Typical Dubai developers

  • Emaar (select launches)
  • Sobha
  • Nakheel

Reserved for trophy launches and prestige developers where price-uplift demand is high.

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