DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·
offplans.ai

40/60 Payment Plan for Dubai Off-Plan

20% / 20% / 60%

offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.

On booking
20%
During build
20%
On handover
60%
Post-handover
—

Who this plan is best for

Balanced investors splitting risk between construction milestones and handover.

Example math

AED 1,500,000 unit → AED 300,000 booking + 4% DLD + AED 300,000 spread across construction milestones. AED 900,000 on handover.

Pros

  • Smoother cash-flow
  • Aligns payment with developer construction risk
  • Mortgageable balance at handover

Cons

  • Less leverage on appreciation
  • Mid-construction milestone calls can squeeze cash flow

Typical Dubai developers

  • Sobha
  • Emaar
  • Nakheel
  • Aldar

Default plan across blue-chip developers (Emaar, Sobha, Nakheel).

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