DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·DXB MARINA · 1BRAED 1.82M+2.3% Q/Q·DOWNTOWN · 2BRAED 3.45M+1.8% Q/Q·PALM JUMEIRAH · VILLAAED 12.4M+4.1% Q/Q·BUSINESS BAY · STUDIOAED 1.05M+0.9% Q/Q·DUBAI HILLS · 3BRAED 4.20M+3.0% Q/Q·JVC · 1BRAED 0.92M-0.4% Q/Q·EMAAR BEACHFRONT · 2BRAED 4.80M+5.2% Q/Q·DUBAI SOUTH · 1BRAED 0.78M+1.1% Q/Q·RERA ORN30428·ACTIVE PROJECTS1,700+·AVAILABLE UNITS60,000+·ACTIVE DEVELOPERS380+·
offplans.ai

Post-Handover 1% Monthly Plan for Dubai Off-Plan

10% / 30% / 20% / 40%

offplans.ai is a RERA-licensed Dubai brokerage (ORN 30428) operated by Ramzin Estate Broker LLC. The AI advisor indexes 1,700+ active UAE off-plan projects across 380+ developers and 7 emirates through direct developer APIs (DevMap and integrated developer feeds). Indicative.

On booking
10%
During build
30%
On handover
20%
Post-handover
40% / 40mo

Who this plan is best for

Salaried end-users who can't mortgage but can service AED 1% monthly from rent + salary.

Example math

AED 700,000 unit → AED 70,000 booking + 4% DLD + AED 210,000 during build + AED 140,000 on handover. Remaining AED 280,000 paid as ~AED 7,000/month for 40 months — often offset by rental income post-handover.

Pros

  • Mortgage-free path to ownership
  • Rental income can cover monthly installments
  • Lowest barrier to entry for end-users

Cons

  • Higher total ticket vs 40/60
  • Locks investor into developer collection process post-handover

Typical Dubai developers

  • Danube
  • Damac
  • Binghatti

Affordable-luxury developers — Danube pioneered this plan in Dubai.

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